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Charnley was previously president of Marsh Captive Solutions.

See what a major loss does to your captive, and how reinsurance absorbs it across scenarios.

Find out how much profit your insurer makes off of your insurance premium.

Answer a few questions and get a five-year simulated pro forma for your captive.

Slide the window to translate insurance-speak definitions into plain English.

Plain answers to the questions we hear most about captive insurance.

A structural solution for AI data center risk

Our key observations from Women in Trucking's 2025 Accelerate! conference.

Having up-to-date captive information at the click of a button drives better decision making.

We share a report card of factors that can drive better outcomes for a captive insurance program.

Captive International talks to our CEO Gabriel Weiss about what sets Luzern apart in the market.

Robert Pegg, director of captive consulting at Luzern Risk, on how captives can help you retain and grow your business.

Continued growth in captive insurance reflects more companies realizing its strategic advantages.

The misconceptions that stall even the best operators from taking control of their risk.

The risk profile of workers’ compensation makes it a natural starting point for captive insurance.

Another year of inaction sacrifices the control, stability, and profit offered by a captive

Struggling with rising premiums and shrinking coverage? Discover how captive insurance can help your business regain control, reduce volatility, and turn insurance costs into a long-term strategic asset.

Luzern Risk, a captive platform formerly known as XN Captive, has secured $12m from Caffeinated Capital in its Series A raise.

Modern insurance ownership, now within reach: Luzern Risk (formerly XN Captive) launches the first digital captive platform focused on the middle market.

As climate-driven losses escalate and insurers withdraw from high-risk markets, businesses are facing rising costs and shrinking coverage options. Captive insurance offers a way out.

2025 World Captive Forum: Panelist Gabriel Weiss explains how AI and digital tools can enhance efficiency and decision-making, but also require strategic and deliberate deployment.

Follow our deep dive into the evolving landscape of alternative risk. The Luzern team joins InsurTech NY to explore how captives are becoming a critical component for MGAs looking to de-risk and optimize their business models.

More companies are looking at using their captives to write non-traditional risks, according to Judah Dobrinsky, director of risk finance at Luzern Risk.

This article explores various strategies for funding a captive, including collateral options, capitalization mechanisms, and other key considerations.

SIGMA Actuarial Consulting Group interviews Luzern Risk on the advantages of captive solutions, the evolving market, and how businesses can leverage captives to drive growth and resilience.

Choosing the right TPA is vital for optimizing captive insurance programs. This guide covers key factors like due diligence, claims technology, and collaboration to enhance performance and compliance.

Choosing the right domicile is crucial for your captive's success. This interactive tool and supporting guide allows you to review and compare domiciles, learn how to evaluate them, and simplifies an otherwise complex decision.

Explore the 9 main captive insurance types and learn the pros and cons of each structure to optimize your risk management strategy.

Discover captive insurance: a strategic approach to risk management. Learn how captives offer control, customized coverage, and financial benefits for businesses seeking alternatives to traditional insurance.

Avrahami v. The IRS teaches crucial lessons on compliance, structure, and transparency in captive insurance.

With traditional business insurance, you're renting protection. With captive insurance, you design, build, then own your insurance dream home. Find out how.

Forming a captive means that your business will own an insurance company, pay for its own losses, and pocket any profit. The “what” makes sense. The “how” is more tricky.

In the insurance industry, the term "Paper" is often used to describe both the insurance policy itself and the carrier underwriting that policy.

Explore captive insurance reinsurance strategies. Learn about Excess of Loss, Aggregate, and Quota Share policies. Understand how reinsurance protects captives from major losses.