☰Luzern manages all types of captive structures, across industries, business classes, and lines of risk. This includes single-parent programs for operating companies, real estate and multifamily portfolios, MGAs taking risk on their own books, cell structures, and groups supporting both heterogeneous and homogeneous risk profiles. Client sizes range from publicly traded companies to small businesses with big insurance needs. The team's experience spans first-time formations, captive management transitions, and mature programs being restructured to do more.
Your first conversation with Luzern is used to understand your business risk profile and insurance needs. Then, we get to work modeling various captive scenarios to develop a recommendation. This process results in tangible numbers to clearly define the ROI. Importantly, if the fit isn't there, our analysis will say so. Once you have a model in hand, we help you prepare any material you need to share the information with your team and equip you with answers to the questions that often arise.