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Resources
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Level 1
What Is Captive Insurance?
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Level 2
SIGMA Actuarial Captive Q&A
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Level 3
Funding A Captive: How Much Capital Do You Need?
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DeRisking The MGA Model with Luzern Risk
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The Feasibility Study: What To Expect
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AI and Digital Innovation Reshape Captive Strategies
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What is Fronting Insurance for Captives?
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Captives: From Renting to Owning Your Own Insurance
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2024 CFO Report: Captive Insurance
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Captives & The IRS
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How Captive Reinsurance Works
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How To Choose The Right Type of Captive Structure
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Captives Writing Non-Traditional Risks A Growing Trend
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Captive & Claims: How To Select A Third-Party Administrator (TPA)
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Luzern Risk Raises $12M to Modernize Captive Insurance for Mid-Market Businesses
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Luzern Risk Secures $12M Series A to Pioneer End-to-End Captive Insurance Platform
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XN Captive rebrands as Luzern Risk with US$12m funding
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Captive manager Luzern Risk secures $12m in Series A funding
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About Us
Meet the
Leadership Team
Gabriel Weiss
CEO & Co-Founder
Previously Entrepreneur-In-Residence at Point72
7+ years insurance experience, Russell Reynolds Alum
Co-Founder of successfully acquired claims-focused AI Insurtech
Captain & Airborne Ranger, US Army, 101st Airborne Division
LinkedIn
Sam Espinosa
CMO & Co-Founder
Previously VP of Marketing at Pindrop
16+ years experience, B2B
Sales & Marketing
Head of Marketing for successfully acquired Y Combinator Tech startup
Yale University
LinkedIn
Matthew Granade
Board of Directors
CEO & Co-Founder of Dragonfly Insurance; Co-Founder & Chair of Domino Data Lab
Former Chief Market Intelligence Officer at Point72; Co-Head of Research at Bridgewater Associates
Harvard College & Harvard Business School, George F. Baker Scholar
LinkedIn
Jonathan York
CTO
Previously Head of Digital Transformation & Client Technology at Bridgewater Associates
25 years leadership experience in financial services technology
Business Insider’s Top 8 POWER PLAYERS in Tech Innovation
Oxford University Alum
LinkedIn
Adam Palmer Yaari
CFO
Previously Vice President at Lazard
8+ years experience in finance and strategy
US Army, 101st Airborne Division
Wharton School of Business
LinkedIn
Judah Max Dobrinsky
Head of Risk
Previously Director of Operations at Graph Group, managing $200M+ in admitted and captive assets
Founder & President of Magnet Insurance Agency, with $1.5B in insurable value
Deutsche Bank Alum, advising $1.35B+ in transactions
LinkedIn
Allison Ammirato
Head of Formation
Previously Senior Accountant
at Brown & Brown
7+ years insurance experience in Captive Accounting
Captive Insurance Times Emerging Talent April 2020 Issue
Bachelor of Science in Mathematics, Union College
LinkedIn
Chris Kramer
Senior Director Captive Consulting
Previously led captive operations across multiple domiciles
20+ years experience in Alternative Risk, Captives, RRGs
Built Barbados’s largest Rent-A-Captive
MBA, Case Western Reserve University
LinkedIn
Shantell Cogdell
Head of Captive Management
Previously Assistant VP, Captive Management at Marsh
16+ years insurance experience in risk and captive management
Masters in Accounting and Financial Management
LinkedIn
Expertise
Luzern Risk is supported by a team of world-class experts across multiple disciplines, including:
Advisory
Regulatory
Legal
Claims
Actuary
Audit
Investment
Reinsurance
Luzern Risk, a privately held company headquartered in New York City,
is venture-backed by
Caffeinated Capital
.
Luzern Risk vs.
Traditional Captive Managers
Our modern, comprehensive, and accessible approach puts you in full control of your insurance.
Luzern Risk
Total Clarity
Access a full picture of captive operations and performance to align strategy and gain control
Custom Fit
Tailored captive structures and coverage options that align with your unique needs.
Digital Platform
Easy-to-use online dashboard for tracking performance, automating tasks, accessing insights, and streamlining renewals.
Faster Underwriting
Simplified, transparent processes reduce friction and make it easier to grow.
Flexible Financial Solutions
Bespoke collateral structures, financing options, and premium arrangements to meet needs.
Transparent Pricing
Clear and competitive fees with no hidden costs.
Mid-Market Accessible
Designed to accommodate the diverse needs of clients across industries and coverage lines
Traditional Captive Managers
Black Box
Captive details are held or difficult to track, making it harder to assess and control
One-Size-Fits-All
Limited flexibility with pre-set coverage models, captive structures, and underwriting requirements.
Antiquated Systems
Disjointed tools, manual processes, and outdated methods make for a frustrating experience and create administrative hassle
Complex Submissions
Lengthy, opaque submission processes delay onboarding and decision-making.
Limited Financial Services
Limited customization, often requiring clients to fit rigid financial frameworks.
Opaque Fees & Markups
Ambiguous cost structures
Enterprise-Focused
Focused on large corporations with extensive resources, with few outside-the-box options
XN is our abbreviation for the Latin phrase Ex Nihilo, meaning “Out of Nothing.”
We create opportunity for capital growth where none existed before.
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