Our Mission

To serve our clients as the premier alternative risk platform in an increasingly volatile world.

Insurance exists to price risk and connect it to capital. In today's market, that job has never been harder: premiums have climbed year after year, and more exposures fall outside what the traditional market can readily absorb. More companies than ever are looking for better ways to fund the risks they know best.

Our Operating Model

At the fundamental level, we model, structure, and distribute risk at a speed and quality unmatched in the industry, made possible by our AI-native technology platform. Our technology does the heavy lifting; our experts spend their time directing, approving, and advising. Every client engagement shares the following essential qualities:

  • Risk Expertise: In-depth experience with all captive structures, lines of risk, and strategies, ensuring your captive solutions are tailor-made for your business.
  • Technology Platform: A single source of truth for all data, analytics, and documents supporting your captive, turning scattered business information into a clear picture of risk and enabling flexible scenario analysis and forecasting.
  • Client Service: 24/7 support from a dedicated Client Advisor who understands your goals and coordinates all the resources necessary to form, manage, and evolve your captive.

Looking Ahead

More companies are taking ownership of their risk than ever before, and we believe the shift is just beginning. As technology brings down the cost and complexity of forming and running a captive, well-fit captive solutions will reach far more businesses. We are building Luzern Risk to lead that shift.

Our Team

Gabriel Weiss CEO & Co-Founder
Gabriel Weiss
CEO & Co-Founder
Previously Entrepreneur-In-Residence at Point72

Co-Founder of successfully acquired AI Insurtech

Captain & Airborne Ranger, US Army, 101st Airborne Division

Ole Miss
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Jonathan York
CTO
Previously Head of Digital Transformation & Client Technology at Bridgewater Associates

25 years leadership experience in financial services technology

Oxford University
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Adam Palmer Yaari
CFO
Previously Vice President at Lazard

Nine years as an early-stage advisor.

US Army, 101st Airborne Division

Wharton School of Business
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Sam Espinosa CMO & Co-Founder
Sam Espinosa
CMO & Co-Founder
Previously VP of Marketing at Pindrop

16+ years experience, B2B
Sales & Marketing

Yale University
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Michael Keefe
Director of Product
Ten years building Bridgewater analytics platforms

Boston College
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Sam Espinosa CMO & Co-Founder
Julia Chen
Head of Actuarial
Prior Ryan Specialty and CNA

Yale University
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Gabriel Weiss CEO & Co-Founder
Rocco Mancini
Director of Risk
Prior Marsh, MetLife

University of Connecticut
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Nesha Hoyte
VP of Captive Management
Prior Marsh, KPMG, EY

University of the West Indies
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Tom Hauschild
Director of Captive Accounting
Prior SwissRe, Hylant

Purdue University
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Steve Hemenway
Director of Engineering
Prior Co-Founder & CTO, BossTax, Bridgewater

Yale University
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Joseph Cross
Director of Content
Prior Bridgewater

Columbia University
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Przemyslaw Wierzbicki
Director of Architecture
Prior Bridgewater, Avanade, Siemens
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Robert Pegg
Director of Business Development
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Will Schimmels
Director of Business Development
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Katelyn Robinson
Director of Business Development
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Stephen Stringer
Director of Business Development
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Jordan Bourkab
Revenue Operations Analyst
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Jenna Beylison
Risk Analyst
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Daniel Seibel
Client Advisor
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Ellie Bowen
Client Advisor
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Walker Campbell
Client Advisor
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Jennifer MacGown
Operations Lead
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Ashley Roberts
Senior Accountant
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Erik Glasthal
Operations Analyst
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Brooke Vaccaro
Management Associate
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Olena Pyrig
Product Manager
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Tomasz Kisiel
Senior Software Engineer
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Jaroslaw Gaworecki
Senior Software Engineer
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Igor Rog
Senior Software Engineer
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Lukas Blaszczykz
Senior Software Engineer
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Wojciech Garncarz
Senior Software Engineer
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Luzern Risk vs. Traditional Captive Managers
Our modern, comprehensive, and accessible approach puts you in full control of your insurance.
Luzern Risk
Total Clarity
Access a full picture of captive operations and performance to align strategy and gain control
Custom Fit
Tailored captive structures and coverage options that align with your unique needs.
Digital Platform
Easy-to-use online dashboard for tracking performance, automating tasks, accessing insights, and streamlining renewals.
Faster Underwriting
Simplified, transparent processes reduce friction and make it easier to grow.
Flexible Financial Solutions
Bespoke collateral structures, financing options, and premium arrangements to meet needs.
Transparent Pricing
Clear and competitive fees with no hidden costs.
Mid-Market Accessible
Designed to accommodate the diverse needs of clients across industries and coverage lines
Traditional Captive Managers
Black Box
Captive details are held or difficult to track, making it harder to assess and control
One-Size-Fits-All
Limited flexibility with pre-set coverage models, captive structures, and underwriting requirements.
Antiquated Systems
Disjointed tools, manual processes, and outdated methods make for a frustrating experience and create administrative hassle
Complex Submissions
Lengthy, opaque submission processes delay onboarding and decision-making.
Limited Financial Services
Limited customization, often requiring clients to fit rigid financial frameworks.
Opaque Fees & Markups
Ambiguous cost structures
Enterprise-Focused
Focused on large corporations with extensive resources, with few outside-the-box options
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