☰A captive can be formed in as little as 30 days. Luzern has formed them that fast, and where a program will take longer, advance approval can often be secured from the regulator while the remaining pieces come together.
Data availability and decision turnaround set the pace. Feasibility and the application move as fast as loss runs and exposure data arrive and as fast as decisions come back. Program needs matter just as much. A single-parent captive writing its own risk moves quickest, while fronting arrangements and reinsurance contracts involve third parties and can take months to secure.
The date that usually drives planning is your renewal, since the cleanest transitions happen when policies turn over. Meet with our team and we’ll map the timeline backward from your renewal date. It’s never too early to start the conversation.