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How do Luzern's fees work, and how do I get started?

One flat rate that includes everything. The traditional model bills a captive through a patchwork of vendors, sometimes with separate charges just to design the strategy before a captive even exists, and the meter keeps running every year after. Luzern compresses that into a single annual rate to cover every phase of the program. Getting started is easy. Try the Captive Simulator for an instant read on fit and a five-year projection model, or meet with our team for something more detailed. If the math checks out, the next step is a feasibility study, focused actuarial and structural work that ends in a decision-grade answer without committing you to a final decision.

Already own a captive? A review of your current structure, fees, and performance is part of a free, upfront assessment. Then, we can show you a detailed plan to seamlessly transition management quickly, without operational disruption.

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