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Do you work with my existing service providers, like my broker, TPA, or lawyers?

Yes, and in most programs that is the design rather than the exception. Your broker typically stays broker of record on the commercial placements, and a captive tends to make that relationship more strategic as the broker can help decide which layers the market should keep. Brokers who bring captives to their clients usually find it deepens the engagement rather than threatening it.

The same applies to the rest of your preferred partners. Luzern's flat rate covers the specialized trades a captive needs, and where you have an auditor, counsel, or actuary you want to keep involved, Luzern coordinates with them rather than displacing them. Fronting carriers, reinsurers, and TPAs already attached to your program carry over the same way. The manager's job is running the machine, not replacing every part of it. We support API integration that makes working within our system especially streamlined for more technology-forward operations.

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