Sam Espinosa

CMO & Co-Founder
Yale University
LinkedIn
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Related Articles
Level 3
An Interactive Guide To Captive Domiciles
Choosing the right domicile is crucial for your captive's success. This interactive tool and supporting guide allows you to review and compare domiciles, learn how to evaluate them, and simplifies an otherwise complex decision.
Sam Espinosa
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September 30, 2024
Level 1
Breaking Free from the Insurance Renewal Cycle
Another year of inaction sacrifices the control, stability, and profit offered by a captive
Sam Espinosa
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June 27, 2025
Level 2
How Captives are Reshaping Climate Risk Management
As climate-driven losses escalate and insurers withdraw from high-risk markets, businesses are facing rising costs and shrinking coverage options. Captive insurance offers a way out.
Sam Espinosa
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March 11, 2025
Level 2
How Captive Reinsurance Works
Explore captive insurance reinsurance strategies. Learn about Excess of Loss, Aggregate, and Quota Share policies. Understand how reinsurance protects captives from major losses.
Sam Espinosa
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March 8, 2024
Level 2
How To Choose The Right Type of Captive Structure
Explore the 9 main captive insurance types and learn the pros and cons of each structure to optimize your risk management strategy.
Sam Espinosa
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August 6, 2024
Level 1
How to Spot a Captive Insurance Opportunity
Struggling with rising premiums and shrinking coverage? Discover how captive insurance can help your business regain control, reduce volatility, and turn insurance costs into a long-term strategic asset.
Sam Espinosa
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June 5, 2025
Level 1
The Feasibility Study: What To Expect
Forming a captive means that your business will own an insurance company, pay for its own losses, and pocket any profit. The “what” makes sense. The “how” is more tricky.
Sam Espinosa
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March 28, 2024
Level 1
What Is Captive Insurance?
Discover captive insurance: a strategic approach to risk management. Learn how captives offer control, customized coverage, and financial benefits for businesses seeking alternatives to traditional insurance.
Sam Espinosa
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August 5, 2024