Luzern Risk

An explainer video with a simple way to understand captives as a choice between renting and owning your insurance.

Avrahami v. The IRS teaches crucial lessons on compliance, structure, and transparency in captive insurance.

Follow our deep dive into the evolving landscape of alternative risk. The Luzern team joins InsurTech NY to explore how captives are becoming a critical component for MGAs looking to de-risk and optimize their business models.

With traditional business insurance, you're renting protection. With captive insurance, you design, build, then own your insurance dream home. Find out how.

Modern insurance ownership, now within reach: Luzern Risk (formerly XN Captive) launches the first digital captive platform focused on the middle market.